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English Glossary

A

  • Acompte: The down payment or deposit paid during the Compromis de Vente. Usually held in escrow by the Notary.

  • Acte Authentique: The final, definitive sale deed signed before a Notary that officially transfers ownership.

  • Adoul: A traditional Moroccan legal/religious document professional. Involved in some property or inheritance contexts; not a substitute for notarial due diligence for foreign buyers.

  • Agence Urbaine (Urban Agency): The planning authority for zoning, building permissions, land use, and development controls.

  • Agricultural Land: Land classified for farming. Foreigners face significant restrictions; purchase often requires a VNA (see below).

  • Amendis / Lydec / RADEEMA: Regional utility providers (water/electricity).

  • Autorisation de Construire: Building permit. Essential before starting any construction or major renovation.

  • AVNA (Attestation de Vocation Non-Agricole): A certificate confirming land is for non-agricultural use. Required for foreigners to own certain land.

B

  • Bhou: A traditional open-sided arched alcove facing a Riad’s central courtyard.

  • Bornage: The official survey and boundary marking process to define the limits of a plot.

C

  • Certificat de Propriété: Ownership certificate confirming registered title details. Buyers should request a fresh version via their Notary.

  • Compromis de Vente: A legally binding preliminary sale agreement setting price, deposit, and conditions.

  • Concierge / Gardien: A building caretaker or security guard, common in apartment blocks and gated communities.

  • Conservation Foncière: The Moroccan Land Registry authority for all registered property titles.

  • Corniche: A coastal promenade or seafront road.

  • CRI (Centre Régional d’Investissement): The Regional Investment Center, vital for foreign investors opening guesthouses or commercial projects.

D

  • Dar: A traditional Moroccan house, typically smaller and without the large gardens found in a Riad.

  • Douar: A rural village or settlement. Titles here often require extra scrutiny.

  • Douiria: A smaller secondary house or apartment wing, often attached to a larger Riad.

F

  • Frais d’Agence: Real estate agency commission. Always confirm in writing who pays (buyer, seller, or both).

  • Frais de Notaire: Notary and closing costs (taxes, registration fees, and professional fees).

G

  • Gueliz: The modern, central commercial district of Marrakech, built during the French Protectorate.

H

  • Habous Property: Land or buildings owned by a religious endowment. Requires specialized legal review.

  • Hivernage: An upscale district in Marrakech known for luxury villas and high-end hotels.

  • Hypothèque: A mortgage or registered debt secured against the property.

I

  • Indivision: Shared ownership (common in inheritance). All owners must agree and sign for a sale to be valid.

K

  • Kasbah: A fortified historic district or a large fortified house.

L

  • Lotissement: A land subdivision or housing development.

M

  • Main Levée: A legal release document confirming a mortgage or debt on a property has been paid off.

  • Maison d’Hôtes: A licensed guesthouse. Requires specific municipal permits to operate legally.

  • Majorelle: A famous Marrakech neighborhood near the Jardin Majorelle.

  • Mandat: A legal authorization (Mandate) giving an agent the right to market or sell a property.

  • Medina: The historic, walled old city.

  • Melkia: Traditional, non-registered title based on Adoul testimony. Higher risk for foreign buyers.

  • Mellah: The historic Jewish quarter, usually located within the Medina.

  • Menzeh: An elevated seating area or small room with a view, often found in Riads.

N

  • Noir: (Slang) Illegal "under-the-table" cash payments sometimes requested by sellers to lower tax exposure. Highly discouraged for foreign buyers.

  • Notaire: A Moroccan Notary. They are government-appointed legal professionals who handle the funds, taxes, and legal transfer of property.

P

  • Palmeraie: The historic palm grove area of a city (notably Marrakech), famous for luxury estates.

  • Permis d’Habiter: An occupancy permit issued after construction is completed and inspected.

  • Plan Cadastral: The official government map showing property boundaries.

  • Power of Attorney (Procuration): A legal document allowing another person to sign the deed on your behalf.

Q

  • Quartier: Neighborhood or district.

  • Quote-part: An owner's specific share of common areas or maintenance fees in a co-owned building.

R

  • R+1 / R+2 / R+3: Shorthand for building height (Ground floor + number of levels).

  • Réquisition / En cours de réquisition: The process of converting Melkia land into a Titre Foncier. Not yet fully registered.

  • Résidence Fermée: A gated community with shared security and amenities.

  • Rez-de-Chaussée (RDC): The ground floor.

  • Riad: A traditional house built around a central garden or courtyard.

  • Right of Way: A legal easement allowing access across a piece of land.

S

  • Salon Marocain: A traditional living room featuring bench seating (Sdari) along the perimeter.

  • Servitude: A legal right or restriction on a property (e.g., utility access or height limits).

  • Souk: A traditional market.

  • Syndic: The homeowners' association or building management company.

T

  • Tadelakt: A traditional Moroccan lime-based waterproof plaster used for walls, baths, and sinks.

  • Taxe d’Habitation: The annual residential tax for occupants.

  • Terrain Non Titré: Land without a registered Titre Foncier (High risk).

  • Terrain Titré: Land with a verified, registered title at the Land Registry.

  • Terrasse sur le Toit: Rooftop terrace.

  • Titre Foncier: The definitive, registered land title. The safest form of ownership in Morocco.

  • Titre Mère: The "Parent Title" for a large plot before it is subdivided into smaller units.

  • TPI (Taxe sur les Profits Immobiliers): Capital gains tax paid by the seller upon the sale of a property.

V

  • VEFA (Vente en l'État Futur d'Achèvement): Buying property "off-plan" before it is built.

  • Ville Nouvelle: The "New City" (modern districts) built outside the historic Medina walls.

  • Vocation Non-Agricole (VNA): A critical status for rural land. It can be Provisional (allowing you to buy) or Definitive (granted after the project is built).

Z

  • Zellige: Traditional Moroccan hand-cut mosaic tilework.

  • Zone Villa: A zoning designation that restricts construction to single-family detached homes.

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