English Glossary
A
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Acompte: The down payment or deposit paid during the Compromis de Vente. Usually held in escrow by the Notary.
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Acte Authentique: The final, definitive sale deed signed before a Notary that officially transfers ownership.
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Adoul: A traditional Moroccan legal/religious document professional. Involved in some property or inheritance contexts; not a substitute for notarial due diligence for foreign buyers.
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Agence Urbaine (Urban Agency): The planning authority for zoning, building permissions, land use, and development controls.
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Agricultural Land: Land classified for farming. Foreigners face significant restrictions; purchase often requires a VNA (see below).
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Amendis / Lydec / RADEEMA: Regional utility providers (water/electricity).
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Autorisation de Construire: Building permit. Essential before starting any construction or major renovation.
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AVNA (Attestation de Vocation Non-Agricole): A certificate confirming land is for non-agricultural use. Required for foreigners to own certain land.
B
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Bhou: A traditional open-sided arched alcove facing a Riad’s central courtyard.
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Bornage: The official survey and boundary marking process to define the limits of a plot.
C
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Certificat de Propriété: Ownership certificate confirming registered title details. Buyers should request a fresh version via their Notary.
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Compromis de Vente: A legally binding preliminary sale agreement setting price, deposit, and conditions.
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Concierge / Gardien: A building caretaker or security guard, common in apartment blocks and gated communities.
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Conservation Foncière: The Moroccan Land Registry authority for all registered property titles.
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Corniche: A coastal promenade or seafront road.
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CRI (Centre Régional d’Investissement): The Regional Investment Center, vital for foreign investors opening guesthouses or commercial projects.
D
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Dar: A traditional Moroccan house, typically smaller and without the large gardens found in a Riad.
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Douar: A rural village or settlement. Titles here often require extra scrutiny.
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Douiria: A smaller secondary house or apartment wing, often attached to a larger Riad.
F
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Frais d’Agence: Real estate agency commission. Always confirm in writing who pays (buyer, seller, or both).
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Frais de Notaire: Notary and closing costs (taxes, registration fees, and professional fees).
G
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Gueliz: The modern, central commercial district of Marrakech, built during the French Protectorate.
H
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Habous Property: Land or buildings owned by a religious endowment. Requires specialized legal review.
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Hivernage: An upscale district in Marrakech known for luxury villas and high-end hotels.
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Hypothèque: A mortgage or registered debt secured against the property.
I
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Indivision: Shared ownership (common in inheritance). All owners must agree and sign for a sale to be valid.
K
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Kasbah: A fortified historic district or a large fortified house.
L
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Lotissement: A land subdivision or housing development.
M
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Main Levée: A legal release document confirming a mortgage or debt on a property has been paid off.
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Maison d’Hôtes: A licensed guesthouse. Requires specific municipal permits to operate legally.
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Majorelle: A famous Marrakech neighborhood near the Jardin Majorelle.
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Mandat: A legal authorization (Mandate) giving an agent the right to market or sell a property.
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Medina: The historic, walled old city.
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Melkia: Traditional, non-registered title based on Adoul testimony. Higher risk for foreign buyers.
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Mellah: The historic Jewish quarter, usually located within the Medina.
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Menzeh: An elevated seating area or small room with a view, often found in Riads.
N
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Noir: (Slang) Illegal "under-the-table" cash payments sometimes requested by sellers to lower tax exposure. Highly discouraged for foreign buyers.
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Notaire: A Moroccan Notary. They are government-appointed legal professionals who handle the funds, taxes, and legal transfer of property.
P
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Palmeraie: The historic palm grove area of a city (notably Marrakech), famous for luxury estates.
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Permis d’Habiter: An occupancy permit issued after construction is completed and inspected.
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Plan Cadastral: The official government map showing property boundaries.
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Power of Attorney (Procuration): A legal document allowing another person to sign the deed on your behalf.
Q
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Quartier: Neighborhood or district.
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Quote-part: An owner's specific share of common areas or maintenance fees in a co-owned building.
R
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R+1 / R+2 / R+3: Shorthand for building height (Ground floor + number of levels).
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Réquisition / En cours de réquisition: The process of converting Melkia land into a Titre Foncier. Not yet fully registered.
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Résidence Fermée: A gated community with shared security and amenities.
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Rez-de-Chaussée (RDC): The ground floor.
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Riad: A traditional house built around a central garden or courtyard.
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Right of Way: A legal easement allowing access across a piece of land.
S
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Salon Marocain: A traditional living room featuring bench seating (Sdari) along the perimeter.
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Servitude: A legal right or restriction on a property (e.g., utility access or height limits).
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Souk: A traditional market.
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Syndic: The homeowners' association or building management company.
T
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Tadelakt: A traditional Moroccan lime-based waterproof plaster used for walls, baths, and sinks.
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Taxe d’Habitation: The annual residential tax for occupants.
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Terrain Non Titré: Land without a registered Titre Foncier (High risk).
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Terrain Titré: Land with a verified, registered title at the Land Registry.
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Terrasse sur le Toit: Rooftop terrace.
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Titre Foncier: The definitive, registered land title. The safest form of ownership in Morocco.
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Titre Mère: The "Parent Title" for a large plot before it is subdivided into smaller units.
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TPI (Taxe sur les Profits Immobiliers): Capital gains tax paid by the seller upon the sale of a property.
V
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VEFA (Vente en l'État Futur d'Achèvement): Buying property "off-plan" before it is built.
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Ville Nouvelle: The "New City" (modern districts) built outside the historic Medina walls.
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Vocation Non-Agricole (VNA): A critical status for rural land. It can be Provisional (allowing you to buy) or Definitive (granted after the project is built).
Z
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Zellige: Traditional Moroccan hand-cut mosaic tilework.
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Zone Villa: A zoning designation that restricts construction to single-family detached homes.
